Residential Home Loans

Residential home loans are the cornerstone of what we offer at Fernando Home Loans powered by Nexa Mortage. With over 25 years of experience, we understand that purchasing a home is a significant milestone in anyone's life. Our goal is to make this process as smooth and straightforward as possible. Whether you're a first-time homebuyer or looking to upgrade to a new home, we provide tailored mortgage solutions that meet your specific needs. From competitive interest rates to flexible terms, we ensure that you receive the best loan options available.

We specialize in various first-time buyer programs, including FHA and CALHFA loans, which offer lower down payment requirements and flexible credit guidelines. Additionally, we offer down payment assistance programs that can help make homeownership more affordable for those who qualify. By working closely with you, we help you navigate the complexities of the mortgage process, ensuring you have a clear understanding of your options and what to expect at each step.

At Fernando Home Loans powered by Nexa Mortage, our commitment extends beyond just securing a loan. We provide continuous support and guidance throughout your home-buying journey. This includes helping you understand the different types of loans available, preparing you for the application process, and ensuring that you are well-informed about current market conditions. With our expertise and dedication, you can confidently take the next step toward achieving your dream of homeownership.