FHA Loans

FHA loans are designed to make homeownership more accessible, especially for first-time homebuyers and those with lower credit scores. At Fernando Home Loans powered by Nexa Mortage, we specialize in FHA loans, which offer lower down payment requirements and more flexible qualification guidelines compared to conventional loans. This makes FHA loans an excellent option for borrowers who may not qualify for conventional financing.

With an FHA loan, you can put down as little as 3.5% of the purchase price, making it easier to save for a down payment. Additionally, FHA loans have more lenient credit requirements, allowing borrowers with less-than-perfect credit to qualify. Our team at Fernando Home Loans powered by Nexa Mortage is dedicated to helping you navigate the FHA loan process, ensuring you understand the benefits and requirements, and securing the best terms for your loan.

We believe in making homeownership achievable for everyone. By providing comprehensive support and personalized service, we help you every step of the way, from application to closing. Our expertise in FHA loans allows us to guide you through the process with confidence, ensuring a smooth and positive experience as you take the next step towards owning your home.