Conventional Loans

Conventional loans are a popular choice for borrowers with strong credit and stable income. At Fernando Home Loans powered by Nexa Mortage, we offer a range of conventional loan options that provide competitive interest rates and flexible terms. These loans are ideal for purchasing primary residences, second homes, and investment properties. With our extensive knowledge and experience, we can help you find the best conventional loan solution that meets your specific needs and financial goals.

One of the key advantages of conventional loans is their flexibility. They typically offer lower interest rates compared to government-backed loans and do not require mortgage insurance if you can make a down payment of 20% or more. This can result in significant savings over the life of the loan. We work closely with you to evaluate your financial situation and tailor a loan solution that aligns with your goals, ensuring a smooth and efficient loan process.

At Fernando Home Loans powered by Nexa Mortage, we are committed to providing personalized service and expert guidance throughout the home-buying process. From pre-approval to closing, we are here to assist you every step of the way. Our goal is to make your homeownership journey as seamless and stress-free as possible, helping you secure the financing you need to purchase your dream home.